Oscar Health is a leading healthcare technology company that has redefined the ACA Marketplace with its member-first, tech-driven approach. Operating in 20 states and over 500 counties for 2026—including new expansions into Alabama and Mississippi—Oscar combines high-quality local networks with industry-leading digital tools. Known for high member satisfaction (with 3 out of 5 members recommending them), Oscar is the go-to choice for clients seeking a modern, “health insurance for real life” experience.

Oscar Health: Simple, Smart, and Tech-Powered Care Partnering with Oscar through Aspire Benefits allows you to offer your clients an insurance experience that feels like it belongs in the 21st century, complete with AI-driven support and substantial rewards.

We help you leverage Oscar’s strengths to grow your business, including:

• Oswell AI Support: For 2026, Oscar has launched Oswell, an OpenAI-powered AI agent that provides members with on-demand support. Oswell helps members understand their medications, explains lab results, checks drug interactions, and reviews symptoms—all within the Oscar app.

• Innovative “HelloMeno” Plan: Oscar is the first in the individual market to launch a specialized menopause-focused plan. It offers $0 visits for primary care, gynecologists, and behavioral health, plus no-cost hormone therapy, bone density scans, and 24/7 access to experts at Elektra Health.

• Oscar Unlocks Rewards: This digital rewards program pays members for taking healthy actions, such as setting up autopay or going paperless. Members can also earn rewards for daily steps and completing health profiles, often delivered via gift cards for groceries or gas.

• Chronic Condition Focused Plans: Tailored plans for Diabetes, COPD, Asthma, and Cardiovascular-Kidney-Metabolic syndrome offer $0 critical care, including $0 labs, $0 specialist visits (cardiologists/pulmonologists), and $0 health coaching, potentially saving members up to $800 annually.

• $3 Prescription Program: Many commonly prescribed generic drugs are available for as little as $3 for a 30-day supply, with the convenience of home delivery and easy refills managed directly through the app.

The Aspire Benefits Advantage: At Aspire Benefits, we’ve been helping agents grow their businesses since 2009. Based in Columbus, Ohio, as a privately owned and operated FMO/General Agent, we provide individual insurance carrier contracts for ACA and Medicare plans.

We pride ourselves on being your partner, not your competitor.

That means:

• We do not sell retail business or advertise directly to consumers.

• We will never target your clients through Google, Facebook, radio, or TV.

• Your clients’ data is safe with us, always.

• We will never submit an appointment request on your behalf without your permission.

At Aspire Benefits, we believe in doing business the old-fashioned way; answering the phone, responding promptly to emails, and resolving issues quickly. Our commitment is simple: we act in your best interest and succeed when you succeed.

Oscar offers ACA products in AL, AZ, CA, CT, FL, GA, IL, IA, KS, MI, MS, MO, NE, NJ, NY, NC, OH, OK, PA, TN, TX, VA