Molina Healthcare is a Fortune 500 company with a long-standing history of providing accessible healthcare to under-served individuals and families. In the ACA Marketplace, Molina is recognized for offering some of the most budget-friendly premium options without compromising on essential coverage. For 2026, Molina continues to refine its “Silver” and “Gold” plan designs, focusing on low deductibles and predictable copays for families who need to manage their monthly healthcare spend carefully.

Molina Healthcare: Quality Care Made Simple and Affordable Partnering with Molina through Aspire Benefits allows you to provide your clients with a carrier that specializes in high-value, low-cost health solutions designed for real-world budgets.

We help you leverage Molina’s strengths to grow your business, including:

• Highly Competitive Premiums: Molina consistently ranks as one of the most affordable options on the Marketplace, making them an ideal choice for price-sensitive clients or those transitioning from Medicaid.

• $0 Essential Services: Many Molina plans offer $0 copays for preventive care, annual wellness exams, and select generic medications, ensuring clients can maintain their health without out-of-pocket costs.

• Virtual Care Anywhere: Members have 24/7 access to $0 virtual urgent care through Teladoc®, allowing them to see a board-certified doctor from their phone or computer for common illnesses.

• Molina MyRewards: Members can earn financial rewards for completing healthy activities, such as their annual wellness visit. These rewards are often delivered via a gift card to help cover everyday expenses.

• Integrated Care Management: Molina provides dedicated support for members with chronic conditions like asthma or diabetes, offering specialized health management programs to help them stay on track with their treatment plans.

The Aspire Benefits Advantage: At Aspire Benefits, we’ve been helping agents grow their businesses since 2009. Based in Columbus, Ohio, as a privately owned and operated FMO/General Agent, we provide individual insurance carrier contracts for ACA and Medicare plans.

We pride ourselves on being your partner, not your competitor.

That means:

• We do not sell retail business or advertise directly to consumers.

• We will never target your clients through Google, Facebook, radio, or TV.

• Your clients’ data is safe with us, always.

• We will never submit an appointment request on your behalf without your permission.

At Aspire Benefits, we believe in doing business the old-fashioned way; answering the phone, responding promptly to emails, and resolving issues quickly. Our commitment is simple: we act in your best interest and succeed when you succeed.

ACA Products available in CA, CT, FL, ID, IL, KY, MI, MS, NM, NV, OH, SC, TX, UT, WA, WI