Cigna Healthcare is a global leader in health services, offering ACA Marketplace plans designed to provide more than just medical coverage. With a footprint spanning 14 states (including significant presence in markets like Virginia, Florida, and Tennessee), Cigna focuses on making healthcare simple, predictable, and affordable. For the 2026 plan year, Cigna continues to emphasize “whole-person health” by integrating medical, pharmacy, and behavioral health services alongside a robust rewards program that pays members for making healthy choices.

Cigna Healthcare: Healthier Happens Together Partnering with Cigna through Aspire Benefits allows you to offer your clients a brand synonymous with reliability and a high-tech, high-touch member experience.

We help you leverage Cigna’s strengths to grow your business, including:

• Take Control Rewards®: Your clients can earn up to $325 in reward points annually by completing simple, healthy actions like an annual wellness exam, a health assessment, or online health modules. Points can be redeemed for a reloadable Visa® Reward card or merchandise.

• $0 Virtual Care 24/7: Most plans feature $0 copays for virtual urgent care through MDLIVE®, as well as access to virtual primary care, dermatology, and behavioral health.

• Patient Assurance Program: Cigna helps keep costs predictable with $0 to $3 preferred generic drugs on most plans and a cap on insulin costs at no more than $25 for a 30-day supply.

• Personalized Support: Members facing complex health situations gain access to the My Personal Champion® program—dedicated advocates who help navigate the healthcare system, find specialists, and manage costs.

• Healthy Rewards® Discounts: Beyond standard coverage, members receive significant discounts on programs they already use, including gym memberships (Active&Fit Direct), vision care, and alternative therapies like acupuncture or massage.

The Aspire Benefits Advantage: At Aspire Benefits, we’ve been helping agents grow their businesses since 2009. Based in Columbus, Ohio, as a privately owned and operated FMO/General Agent, we provide individual insurance carrier contracts for ACA and Medicare plans.

We pride ourselves on being your partner, not your competitor.

That means:

• We do not sell retail business or advertise directly to consumers.

• We will never target your clients through Google, Facebook, radio, or TV.

• Your clients’ data is safe with us, always.

• We will never submit an appointment request on your behalf without your permission.

At Aspire Benefits, we believe in doing business the old-fashioned way; answering the phone, responding promptly to emails, and resolving issues quickly. Our commitment is simple: we act in your best interest and succeed when you succeed.

Cigna offers ACA products in AZ, CO, FL, GA, IL, IN, MS, NC, TN, TX, VA