Ameritas Life Insurance
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At Ameritas, we put our customers first. That’s why we’re able to provide over 5.4 million people with quality dental, vision and hearing care plans that fit their specific needs. And why we’re ready and able to provide millions more with the same impeccable service. But it’s about more than just providing coverage. It’s about building and maintaining strong relationships and protecting the smiles, sights and sounds of a lifetime. We’ve been serving customers since 1959 and our process is very simple. We do whatever it takes to help our customers get the care they need.

Products & Services

Individual Solutions

PrimeStar

Ameritas is committed to finding you the dental and vision plans that meets your needs. PrimeStar dental and vision insurance plans offer affordable coverage, coverage for individuals 18+ (including seniors), and the Ameritas dental network.

PrimeStar dental insurance plans also offer:

  • Two dental exams and cleanings per year
  • Up to $2,000 calendar year Maximum Benefit
  • Ameritas Dental Network with over 428,000
    access points nationwide

PrimeStar vision insurance plans also offer:

  • One exam each year
  • No waiting periods for immediate coverage
  • VSP or EyeMed networks for the greatest savings

Group Solutions

GemStar

​Ameritas offers turn-key GemStar dental and vision insurance plans for employees and their families.

GemStar offers plan designs for both dental and vision that can be sold as a package
or standalone basis, allowing a group to find the plan that’s right for them.

GemStar Dental insurance product offers plan designs to meet just about every need. Highlights of the product include:

  • Ability to issue plans down to 2 lives
  • Freedom to use any dentist – optional network available for additional savings
  • No waiting periods for most services
  • And more!

GemStar Vision insurance product offers plan designs to meet just about every need. Highlights of the product include:

  • Ability to issue plans down to 2 lives
  • Option of the VSP, EyeMed or non-network plans
  • No waiting periods for most services
  • Discount LASIK benefit
  • Additional network discounts available
  • And more!

 

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