UnitedHealthcare (UHC) offers a massive national footprint for ACA Marketplace plans, operating in 30 states for the 2026 plan year. Their portfolio is built on flexibility, offering four distinct plan families—Essential, Value, Advantage, and Copay Focus—to ensure every client finds a fit for their health needs and budget. With a network of over 1.3 million physicians and 6,700 hospitals, UHC combines the stability of a household name with innovative digital tools and substantial member incentives.

UnitedHealthcare: National Strength, Personalized Care Partnering with UnitedHealthcare through Aspire Benefits allows you to offer a “one-stop shop” for health, including integrated dental and vision options and a rewards program that actually puts money back in your clients’ pockets.

We help you leverage UnitedHealthcare’s strengths to grow your business, including:

• UHC Rewards (Up to $250): Members can earn up to $250 in annual rewards by completing simple health actions, such as visiting a PCP, completing a health survey, and setting up an online account. Rewards are delivered via a prepaid Visa® card.

• $0 Virtual & Primary Care: Many plan designs offer $0 unlimited virtual urgent care 24/7 and $0 unlimited primary care visits, removing the financial barrier for clients to seek initial medical advice.

• Prescriptions Starting at $10: With a network of 55,000+ pharmacies, UHC provides competitive pricing on generic drugs. Plus, members get a 20% discount on Walgreens-brand health and wellness products for even more everyday savings.

• Integrated Dental & Vision: Agents can easily add adult dental and vision coverage to medical plans. This includes two $0 dental checkups per year and a $150 annual allowance for vision frames or contacts.

• One Pass Select™ Fitness: All ACA members receive access to $0 on-demand digital fitness classes. They also have the option to upgrade to a discounted nationwide gym network that includes over 19,000 locations.

The Aspire Benefits Advantage: At Aspire Benefits, we’ve been helping agents grow their businesses since 2009. Based in Columbus, Ohio, as a privately owned and operated FMO/General Agent, we provide individual insurance carrier contracts for ACA and Medicare plans.

We pride ourselves on being your partner, not your competitor.

That means:

• We do not sell retail business or advertise directly to consumers.

• We will never target your clients through Google, Facebook, radio, or TV.

• Your clients’ data is safe with us, always.

• We will never submit an appointment request on your behalf without your permission.

At Aspire Benefits, we believe in doing business the old-fashioned way; answering the phone, responding promptly to emails, and resolving issues quickly. Our commitment is simple: we act in your best interest and succeed when you succeed.

ACA Products offered in: AL, AZ, CO, FL, GA, IL, IN, IA, KS, LA, MD, MI, MS, MO, NE, NJ, NM, NC, OH, OK, SC, TN, TX, VA, WA, WI, WY